What documents does a German national need to start a insurance brokerage business in the UAE?

You will need a valid Germany passport (minimum 6 months validity), passport-sized photos, proof of address in Germany, attested documents via German Federal Foreign Office / Apostille, and a business plan for your insurance brokerage venture.

How long does it take for a German citizen to set up a insurance brokerage company in KIZAD?

The complete process — from initial application to trade licence issuance — typically takes 5–8 business days. Adding visa processing and bank account opening, the total timeline is approximately 15–25 business days.

How much does it cost to set up an Insurance Brokerage business in Khalifa Industrial Zone?

The total setup cost for an Insurance Brokerage business in KIZAD starts from approximately AED 10,000 for the trade licence. Additional costs include visa processing (AED 4,000 per visa), office space, and establishment card fees. IBA provides a detailed cost breakdown during your free consultation.

How long does it take to get a Insurance Brokerage licence in KIZAD?

The typical processing time for a insurance brokerage licence at KIZAD is 5 business days, subject to document completeness and any regulatory approvals. As a regulated activity requiring Insurance Authority approval, additional time of 1-3 weeks may be required.

What business activities can I include on my KIZAD licence?

Your KIZAD licence can include insurance brokerage as the primary activity, along with related activities that fall under the same category. Most free zones allow multiple activities on a single licence, though some may charge a small fee for additional activities. IBA advises on the optimal activity selection for your business needs.

Can I get a residence visa with my Insurance Brokerage licence from KIZAD?

Yes, your insurance brokerage licence from KIZAD entitles you to apply for residence visas. The standard package includes 6 visa(s), with the option to apply for additional visas based on your office space. Each visa costs approximately AED 4,000.

Do I need to be physically present in the UAE to set up a Insurance Brokerage company in KIZAD?

Most of the setup process for a insurance brokerage business in KIZAD can be completed remotely, with documents submitted online or via courier. However, you may need to visit the UAE for Emirates ID biometrics and bank account opening. IBA can coordinate to minimise your required visits.

Insurance Brokerage in Khalifa Industrial Zone for German nationals

Free ZoneFinancialRegulated Activity

Insurance Brokerage in KIZAD

Starting From

AED 10,000

Setup Time

5 Business Days

Visa Quota

6 Visas

Location

Abu Dhabi

About Insurance Brokerage

As a German national looking to establish an Insurance Brokerage business in Khalifa Industrial Zone, the UAE offers one of the most welcoming environments for international entrepreneurs. Germany has strong bilateral trade relations with the UAE, and thousands of German professionals have already successfully set up businesses across the emirates.

As a free zone entity regulated under Abu Dhabi's commercial laws, your Insurance Brokerage business will benefit from industrial powerhouse and adjacent to khalifa port. The KIZAD licensing framework is designed to accommodate both start-ups and established firms, with annual licence fees starting from approximately AED 10,000.

With over two decades of experience in UAE business formation, IBA International provides end-to-end support for your insurance brokerage setup in KIZAD. Our dedicated advisors handle the paperwork, government liaisons, and compliance requirements, so you can focus on building your business from day one.

Why KIZAD for Insurance Brokerage?

There are several compelling reasons why Khalifa Industrial Zone continues to attract insurance brokerage entrepreneurs from around the world.

The jurisdiction offers industrial powerhouse, which is particularly valuable for insurance brokerage operations. Additionally, adjacent to khalifa port ensures that your business remains competitive in the regional market. As a free zone entity, your business enjoys complete repatriation of profits and capital, with no currency restrictions on transactions. Office solutions start from AED 12,000 per year for a office, making it accessible for businesses of all sizes. The standard licence includes a visa quota of 6 residency visas, with options to increase this number as your team grows. Massive land availability further enhances the appeal of KIZAD for insurance brokerage professionals. Furthermore, purpose-built for manufacturing positions your insurance brokerage business for long-term success in the region. With Abu Dhabi continuing to invest in infrastructure and business-friendly regulation, KIZAD remains an excellent choice for both start-ups and established financial enterprises looking to expand into the Middle East and North Africa region.

For German nationals specifically, the Abu Dhabi government has fostered a business-friendly environment with streamlined processes that cater to the large German business community.

Industrial powerhouse

Adjacent to Khalifa Port

Massive land availability

Purpose-built for manufacturing

Competitive infrastructure costs

Visa Requirements for German Nationals

For German entrepreneurs, the visa process works as follows: German nationals can enter the UAE visa-free for 90 days. For business setup, a residence visa is processed after company incorporation. IBA handles the complete immigration procedure — from entry permit to residence visa stamping — so you can focus on launching your insurance brokerage business in KIZAD.

Banking for German Business Owners

Opening a corporate bank account for your insurance brokerage company in KIZAD: German nationals generally experience smooth corporate bank account opening. Strong German-UAE trade relations facilitate banking processes. IBA has established relationships with major UAE banks and will personally introduce you to relationship managers who understand German business structures.

Document Attestation for German Nationals

Document attestation for German nationals involves: (1) Notarisation in Germany, (2) Attestation by German Federal Foreign Office / Apostille, (3) UAE Embassy attestation in Dubai. IBA provides a complete attestation checklist specific to insurance brokerage businesses to ensure nothing is missed.

Requirements & Documents

1Valid Germany passport (minimum 6 months validity)

2Documents attested by German Federal Foreign Office / Apostille

3UAE Embassy attestation from Abu Dhabi

4Passport copies of all shareholders and directors (valid for at least 6 months)

5Passport-sized photographs with white background

6Signed application form from KIZAD authority

7Detailed business plan or activity description

8Entry stamp or valid UAE visa copy (if applying from within the UAE)

Regulatory Note: Insurance Brokerage is a regulated activity in the UAE. Additional approval from Insurance Authority is required. IBA can guide you through the full regulatory process.

Cost Breakdown

Item	Cost (AED)
License Fee	10,000
Visa Package (per visa)	4,000
Office	12,000
Warehouse	25,000
Industrial Plot	50,000
Estimated Total (Year 1)	From AED 26,000

* Costs are indicative and subject to change. Contact IBA for a personalised quote.

Setup Timeline

Consultation

Free consultation with IBA to discuss your insurance brokerage business plan and the best KIZAD licence options for German nationals.

Document Preparation

Prepare and attest all required documents from Germany through German Federal Foreign Office / Apostille and the UAE Embassy.

Licence Application

Submit the insurance brokerage licence application to KIZAD. IBA handles all paperwork and government interactions.

Trade Licence Issued

Receive your official KIZAD trade licence within 5–8 business days.

Visa Processing

Process your UAE residence visa, Emirates ID, and medical fitness. German nationals can enter the UAE visa-free for 90 days.

Bank Account

Open a corporate bank account. German nationals generally experience smooth corporate bank account opening.

Start Operations

Your insurance brokerage business is ready to operate in the UAE. IBA provides ongoing PRO, accounting, and compliance support.

Total estimated time: 5 business days. IBA handles the entire process end-to-end so you can focus on your business.

Frequently Asked Questions

Yes. KIZAD allows 100% foreign ownership for all nationalities, including German nationals. No local sponsor or partner is required.

Insurance Brokerage in Other Jurisdictions

DIC

From AED 15,000

RAKEZ

From AED 7,500

DIFC

From AED 12,000

SHAMS

From AED 6,150

JAFZA

From AED 16,000

DMCC

From AED 15,300

IFZA

From AED 11,750

DSO

From AED 12,000