Fintech in DHCC
Starting From
AED 30,000
Setup Time
10 Business Days
Visa Quota
6 Visas
Location
Dubai
About Fintech
The UAE continues to attract American entrepreneurs seeking to tap into the Middle Eastern market, and DHCC is one of the most popular jurisdictions for fintech operations. Growing American business community (~50,000), which means you will find an established support network, community events, and nationality-specific resources to help your business thrive.
Operating from Dubai Healthcare City gives your Fintech business access to Dubai's world-class infrastructure, including modern office facilities such as clinic space, office, private office and excellent connectivity. As a regulated activity, you will need approval from DFSA/VARA before commencing operations, but IBA's team handles this process seamlessly on your behalf.
IBA International has been helping entrepreneurs set up fintech businesses in Dubai Healthcare City since 2004. Our team of incorporation specialists will guide you through every step, from initial consultation to licence issuance and bank account opening, ensuring a smooth and efficient setup experience.
Why DHCC for Fintech?
Choosing DHCC for your fintech business comes with a host of strategic advantages that directly impact your bottom line and growth potential.
The jurisdiction offers dedicated healthcare free zone, which is particularly valuable for fintech operations. Additionally, regulated clinical environment ensures that your business remains competitive in the regional market. As a free zone entity, your business enjoys complete repatriation of profits and capital, with no currency restrictions on transactions. Office solutions start from AED 35,000 per year for a office, making it accessible for businesses of all sizes. The standard licence includes a visa quota of 6 residency visas, with options to increase this number as your team grows. Medical professionals network further enhances the appeal of DHCC for fintech professionals. Furthermore, international healthcare standards positions your fintech business for long-term success in the region. With Dubai continuing to invest in infrastructure and business-friendly regulation, DHCC remains an excellent choice for both start-ups and established financial enterprises looking to expand into the Middle East and North Africa region.
For American nationals specifically, the Dubai government has fostered a business-friendly environment with streamlined processes that cater to the large American business community.
Visa Requirements for American Nationals
Banking for American Business Owners
Document Attestation for American Nationals
Requirements & Documents
Regulatory Note: Fintech is a regulated activity in the UAE. Additional approval from DFSA/VARA is required. IBA can guide you through the full regulatory process.
Cost Breakdown
| Item | Cost (AED) |
|---|---|
| License Fee | 30,000 |
| Visa Package (per visa) | 6,000 |
| Clinic Space | 50,000 |
| Office | 35,000 |
| Private Office | 60,000 |
| Estimated Total (Year 1) | From AED 86,000 |
* Costs are indicative and subject to change. Contact IBA for a personalised quote.
Setup Timeline
Consultation
Free consultation with IBA to discuss your fintech business plan and the best DHCC licence options for American nationals.
Document Preparation
Prepare and attest all required documents from United States through US Department of State / Secretary of State and the UAE Embassy.
Licence Application
Submit the fintech licence application to DHCC. IBA handles all paperwork and government interactions.
Trade Licence Issued
Receive your official DHCC trade licence within 10–13 business days.
Visa Processing
Process your UAE residence visa, Emirates ID, and medical fitness. US citizens can enter the UAE visa-free for 30 days.
Bank Account
Open a corporate bank account. US nationals face additional FATCA compliance requirements when opening UAE corporate accounts.
Start Operations
Your fintech business is ready to operate in the UAE. IBA provides ongoing PRO, accounting, and compliance support.
Total estimated time: 10 business days. IBA handles the entire process end-to-end so you can focus on your business.
Frequently Asked Questions
Yes. DHCC allows 100% foreign ownership for all nationalities, including American nationals. No local sponsor or partner is required.
Fintech in Other Jurisdictions
Get Started Today
Ready to set up your fintech in DHCC? Our team is here to help.
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Official Source
www.dhcc.ae ↗Popular in DHCC
By IBA Business Setup Team
Last updated: 26 February 2026
International Business Advisors DMCC has been helping entrepreneurs set up businesses in the UAE since 2004, with 20+ years of hands-on expertise.
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